About Fusion

What is Fusion

Fusion is an API-based Platform-as-a-Service (PaaS) offering. It enables fintechs to build and manage financial products for their unique use-cases. Fusion offers seamless integration with banks, payment networks, card printers, push servers, and several other services.

Why Fusion

• Time-to-market: Fusion APIs provide you instant access to its financial ecosystem. Use Fusion’s plug-and-play architecture to launch your products quickly.
• Effortless integration: Fusion powers your team with interfaces and development environments required for effortless integration. Fusion provides RESTful APIs, webhooks, SDKs, private and production sandboxes, among other integration and extension mechanisms.
• Comprehensive solution
  • Banking relationships on a platter: Fusion integrates with various banking technologies and service providers. It handles all the compliance, licensing, and data security requirements at its end.
  • Card order management: Fusion manages the entire card order life cycle from printing to delivery with its partner service providers.
  • Just-in-time account funding: With Fusion’s Just-In-Time (JIT) account funding, you can load accounts with required amounts at the time of transaction. This eliminates the need to maintain account balance and unblocks funds.
  • Rich transaction policies: Fusion provides support for comprehensive spend controls using transaction policies. Create custom rules to limit spends for any account.
  • Scalability: Zeta works with multiple IFIs (banks) and the platform is IFI agnostic. This guards Fusion fintechs against IFI side disruptions and provides for rapid fallback mechanisms. With a throughput of 1 million transactions per second (TPS), Fusion can handle any traffic volume scaling that businesses might demand.
  • Compliance: Fusion complies with regulatory requirements to safeguard sensitive data. The platform adheres to data security standards including ISO 27001, PCI DSS, and AICPA SOC 2.

What’s New

• Payment Interceptors: Payment Interceptors are HTTPS endpoints that can accept a payment request along with a callback URL. Using interceptors, fintechs can intercept a payment request, use their internal decision engines, and notify the decision back to Fusion using the callback URL to allow or disallow the payment. The following illustration gives a simplified view of how payment interceptors work. For detailed information, see Interceptors 101: A definitive guide.