https://fusion.tech/us/docs/ Recent content in Docs on Fusion Docs Hugo -- gohugo.io en-us https://fusion.tech/us/docs/tctp/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/tctp/ Transaction Policies Transaction Category Transactions on which policies are applied must be grouped before the actual policy is created and mapped. This is done by creating a Transaction Category and specifying the grouping criteria. API Parameters: code : Unique alphanumeric ID for the Transaction Category. attrKey : System generated key that defines the grouping criteria. Used in conjunction with attrVal parameter. https://fusion.tech/us/docs/account-holder/about-accountholder/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/account-holder/about-accountholder/ About Account Holder This article covers the important functional concepts related to Account Holders and Application. Account Holder An Account Holder is any person or corporate that has a banking relationship with an Issuing Financial Institution (IFI). The various types of Account Holders in Fusion world as follows : Real Account Holder (RAH): Also known as Individual, a Real Account Holder uses the banking products created by fintechs on Fusion. https://fusion.tech/us/docs/account/account-lifecycle/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/account/account-lifecycle/ Account Types An account is a store of value and can be of an asset type or liability type and is internally represented as an accounting ledger. An account is typically accompanied by a passbook and has an owner known as an account holder. In this article, you learn about the different types of accounts Pool Account Funding account Real Account Holder (RAH) account https://fusion.tech/us/docs/bundle/bundle/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/bundle/bundle/ Bundle Discover the important functional concepts related to Bundle. In this article, you learn about: What is a Bundle? Type of Products What is a Bundle? Bundle is a construct in Fusion,that packages financial products. A Bundle, in itself, is not a financial offering/product, but is a way in which different financial products are packaged together. In simple terms, Bundle is just a collection of financial products. https://fusion.tech/us/docs/getting-started/about-fusion/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/getting-started/about-fusion/ About Fusion About Fusion Published on 24th March, 2021 What is Fusion Fusion is an API-based Platform-as-a-Service (PaaS) offering. It enables fintechs to build and manage financial products for their unique use-cases. Fusion offers seamless integration with banks, payment networks, card printers, push servers, and several other services. Fusion APIs solve multiple use-cases like customer loyalty cards, corporate gifting, expense management, merchant payouts, just-in-time account funding, and so on. https://fusion.tech/us/docs/extensions/interceptor/about-interceptors/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/extensions/interceptor/about-interceptors/ About Interceptors Interceptors are HTTPS endpoints with the extra functionality of returning a response. The host of the interceptor (eg: Fintech) then consumes the response and incorporates it in the request flow. Each interceptor point provides a request payload contract to the interceptor and the acceptable responses. The contract specifies the behavior of the flow based on the response sent by the interceptor. Fusion Interceptors In Fusion, a fintech can intercept a payment request going out to a merchant on a particular card network, and based on its risk system’s logic and policies, direct Fusion to either approve or reject the request. https://fusion.tech/us/docs/payments/about-payments/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/payments/about-payments/ About Payment A payment is a series of debit/credit entries that affect the asset and liability side of multiple ledgers. A typical payment consists of a payer (customer, buyer) and a payee (merchant), where the payer’s account is debited and payee’s account is credited. Push Payment: Payers instruct their banks to send money from their accounts to recipients’ accounts. Pull Payment: Recipients’/Payee’s banks extract money from payers’ accounts. https://fusion.tech/us/docs/transactions/about-policy/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/transactions/about-policy/ About Policies Discover the important functional concepts related to transaction policies and their constraints. In this article, you learn about: Transaction policy Transaction category Transaction policy constraints Control spends Transaction policy Transaction Policy is a set of rules and conditions that you can apply on an entity’s transactions at various entity levels like Product Family, Product, Program, Account Holder and Account. https://fusion.tech/us/docs/extensions/webhook/about-webhooks/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/extensions/webhook/about-webhooks/ About Webhooks About Webhooks Published on 20th August, 2021 A webhook is a message system that allows you to receive real time messages about important events. You can register to events and choose to receive real-time messages to your secure application endpoint. Such messages save you time and effort to track the key activities that are crucial to your business. Fusion webhooks Fusion webhooks are designed to send messages to your application when an event occurs as a result of business flow. https://fusion.tech/us/docs/acnt/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/acnt/ Prerequisites Parameter name Parameter value Ifi id 304876 API endpoint https://fusion.gw.zetapay.in/api/v1 Access token {{token}} Bundle id {{BundleID}} Simulator for card payments https://prod-card-simulator.gw.zetapay.in/ Funding Account ID {{FundingAccountID}} Vbo id {{VboID}} cardSkuIDs {{SkuID} About Fusion Fusion is an API-based Platform-as-a-Service (PaaS) offering. It enables fintechs to build and manage financial products for unique use-cases. https://fusion.tech/us/docs/benf/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/benf/ Prerequisites Parameter name Parameter value Ifi id 304876 API endpoint https://fusion.gw.zetapay.in/api/v1 Access token {{token}} Bundle id {{BundleID}} Simulator for card payments https://prod-card-simulator.gw.zetapay.in/ Funding Account ID {{FundingAccountID}} Vbo id {{VboID}} cardSkuIDs {{SkuID} About Fusion Fusion is an API-based Platform-as-a-Service (PaaS) offering. It enables fintechs to build and manage financial products for unique use-cases. https://fusion.tech/us/docs/ahdc/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/ahdc/ Prerequisites Parameter name Parameter value Ifi id 304876 API endpoint https://fusion.gw.zetapay.in/api/v1 Access token {{token}} Bundle id {{BundleID}} Simulator for card payments https://prod-card-simulator.gw.zetapay.in/ Funding Account ID {{FundingAccountID}} Vbo id {{VboID}} cardSkuIDs {{SkuID} About Fusion Fusion is an API-based Platform-as-a-Service (PaaS) offering. It enables fintechs to build and manage financial products for unique use-cases. https://fusion.tech/us/docs/sdks/setup-sdk-iOS-copy/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/sdks/setup-sdk-iOS-copy/ Adding the SDK to your App Integrate the SDK in your project Step 1 : Adding the SDK The iOS Card SDK is compatible with apps supporting iOS with version 10 and above. To add the ApolloCardFramework to your project, follow these steps: Set up Cocoapods using simple steps mentioned in this link Open the Podfile created in your project and add ApolloCardsFramework dependency as mentioned in the code below: https://fusion.tech/us/docs/sdks/setup-sdk-iOS/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/sdks/setup-sdk-iOS/ iOS SDK Setup Step 1 : Adding the SDK The iOS Card SDK is compatible with apps supporting iOS with version 10 and above. To add the ApolloCardFramework to your project, follow these steps: Set up Cocoapods using simple steps mentioned in this link Open the Podfile created in your project and add ApolloCardsFramework dependency as mentioned in the code below: https://fusion.tech/us/docs/sdks/setup-sdk-iOS_bk/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/sdks/setup-sdk-iOS_bk/ Adding the SDK to your App Please follow the steps below to successfully complete this step 1. Adding the SDK The iOS Card SDK is compatible with apps supporting iOS with version 10 and above. To add the SDK to your project, follow these steps : Download and extract the zip folder containing an XCFramework for Card SDK from here. Drag & drop the framework file you just downloaded into your projects target Click Embed & sign under the XCFramework in your project’s target. https://fusion.tech/us/docs/sdks/about-android-cards-sdk/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/sdks/about-android-cards-sdk/ About Android Card SDK Cards SDK comes packed with a rich feature set to solve for different card use cases. With Cards SDK, fintech organisations can avoid the burden of spending several months on being compliant for card issuance, lifecycle management & operations which serve as a bottleneck. Now, you can focus on innovating your products with out-of-the-box security provided by SDK & launch financial products in a remarkable time frame. https://fusion.tech/us/docs/sdks/setup-sdk-android-copy/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/sdks/setup-sdk-android-copy/ Android SDK Setup Android SDK Setup Published on 26th Aug, 2021 Before starting the set up, Please download the SDK via App center. Add the Cards Sdk to your app To your module (app-level) Gradle file (usually app/build.gradle), add the dependency for the cards SDK Sample Code Switch Theme Expand More Copy 1 2 3 4 5 dependencies { . https://fusion.tech/us/docs/sdks/setup-sdk-android/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/sdks/setup-sdk-android/ Android SDK Setup SDK Setup Get access to the Cards Sdk We host all our SDKs on a remotely accessible Maven Repositry. Gradle understands the semantics of a maven repository and can download the SDK artifacts ( aar files) from a remotely hosted maven repository. Add the following lines to your project level build.gradle Sample Code Switch Theme Expand More Copy 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 allprojects { repositories { . https://fusion.tech/us/docs/bulkcard/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/bulkcard/ Prerequisites Parameter name Parameter value Ifi id 304876 API endpoint https://fusion.gw.zetapay.in/api/v1 Access token {{token}} Bundle id {{BundleID}} Simulator for card payments https://prod-card-simulator.gw.zetapay.in/ Funding Account ID {{FundingAccountID}} Vbo id {{VboID}} cardSkuIDs {{SkuID} About Fusion Fusion is an API-based Platform-as-a-Service (PaaS) offering. It enables fintechs to build and manage financial products for unique use-cases. https://fusion.tech/us/docs/bundl/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/bundl/ Prerequisites Parameter name Parameter value Ifi id 304876 API endpoint https://fusion.gw.zetapay.in/api/v1 Access token {{token}} Bundle id {{BundleID}} Simulator for card payments https://prod-card-simulator.gw.zetapay.in/ Funding Account ID {{FundingAccountID}} Vbo id {{VboID}} cardSkuIDs {{SkuID} About Fusion Fusion is an API-based Platform-as-a-Service (PaaS) offering. It enables fintechs to build and manage financial products for unique use-cases. https://fusion.tech/us/docs/card/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/card/ Prerequisites Parameter name Parameter value Ifi id 304876 API endpoint https://fusion.gw.zetapay.in/api/v1 Access token {{token}} Bundle id {{BundleID}} Simulator for card payments https://prod-card-simulator.gw.zetapay.in/ Funding Account ID {{FundingAccountID}} Vbo id {{VboID}} cardSkuIDs {{SkuID} About Fusion Fusion is an API-based Platform-as-a-Service (PaaS) offering. It enables fintechs to build and manage financial products for unique use-cases. https://fusion.tech/us/docs/cards/card-lifecycle/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/cards/card-lifecycle/ Card Lifecycle About cards Cards are payment instruments that Account Holders use to perform various types of financial transactions. Examples include ATM withdrawals, POS transactions, online purchases, and so on. Fusion provides customization of various card properties like design, payment standards, lifecycle, and more. Card design Choose from a range of design templates to brand your cards. You can also specify custom colour schemes and designs to reflect corporate identity, occasion, or target demographic Example: young adults, senior citizens, and so on. https://fusion.tech/us/docs/sdks/sdk-apis-and-features-android/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/sdks/sdk-apis-and-features-android/ APIs & Features After you have successfully completed the steps from the previous section you are now ready to use an instance of CardsService to work with your customers card details. This section covers the functionalities that the Cards SDK has on offer Card View API You can get the card view with the layout and styles configured specifically for your app with the Zeta platform. https://fusion.tech/us/docs/sdks/sdk-apis-and-features-iOS/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/sdks/sdk-apis-and-features-iOS/ APIs & Features After you have successfully completed the steps from the previous section you are now ready to use an instance of CardsService to work with your customers card details. You are now ready to use the CardManager to work with your user’s card details. Get Card View You can get the card view with the layout and styles configured specifically for your app with the Zeta platform. https://fusion.tech/us/docs/sdks/sdk-apis-and-features-react-native/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/sdks/sdk-apis-and-features-react-native/ APIs & Features After you have successfully completed the steps from the previous section you are now ready to use an instance of CardsService to work with your customers card details. Listening to events You can use the following code in order to listen to events emitted by Cards SDK Sample Code Switch Theme Expand More Copy 1 2 3 4 5 const nativeEventListener = DeviceEventEmitter. https://fusion.tech/us/docs/extensions/interceptor/configure-interceptors/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/extensions/interceptor/configure-interceptors/ Configure Interceptors As a fintech, you will be performing the following actions to implement the interceptors against a payment intercepting points (PIP): Configure a Payment Interceptor Simulate a payment Resume an intercepted payment For the complete list of Payment Interceptor APIs, see Payment Core API Reference. Configure a Payment Interceptor In Fusion, interceptors are created for a Resource Product which is associated with an account holder. https://fusion.tech/us/docs/extensions/webhook/configure-webhooks/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/extensions/webhook/configure-webhooks/ Configure Webhooks Using Fusion webhook APIs, you can set up a webhook against the available Fusion event types. This article will enable you to understand how to set up a webhook to be able to receive an event notification about important business process flows. Note: Keep a webhook URL ready that can receive JSON objects and support basic HTTP authentication. Share this endpoint with Zeta. Zeta will register the webhook endpoint in Fusion and share a secret token with you to validate the incoming webhook messages. https://fusion.tech/us/docs/getting-started/core-capabilities/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/getting-started/core-capabilities/ Core Capabilities Fusion envisions democratizing banking with its cloud-native and API first approach. Being built on the top of Zeta’s banking stack, fusion APIs cater to the entire account lifecycle right from issuance to the transactions enabling the fintechs to provide customizable and flexible solutions as per their project needs. Zeta’s banking stack has a modular core banking system and an issuance platform. Banks and fintechs can build unique products and experiences on this stack. https://fusion.tech/us/docs/account-holder/create-accountholder/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/account-holder/create-accountholder/ Create Account Holder An account holder refers to a real/legal customer to Fusion. Drawing from the real world analogy, an account holder can be an actual person who holds an account at a bank or can be a legal entity like a corporate entity, or merchant. This article lays down the steps fintech shall follow to create an account holder with fusion. Before you begin, it is advised that you familiarize yourself with key Account Holder concepts explained in About Account Holders. https://fusion.tech/us/docs/account/create-account/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/account/create-account/ Create Accounts To create an Account, you can issue an Account product or both Account/Payment products to an Account Holder by using Bundles as per the value offering of the fintech. Follow the below steps to issue an Account to an Account Holder: Retrieve all Bundles available for issuance to the fintech Issue a Bundle to an Account Holder. Depending on the constituent Products of the Bundle, the following steps are executed by Fusion. https://fusion.tech/us/docs/cards/create-cards/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/cards/create-cards/ Create Cards Order cards for your Account Holders by creating a card order. There are two types of orders you can create on Fusion - Individual card order and Bulk card order. In this article you learn about: Individual card order flow Bulk card order flow Sharing embossing file with vendor Checking card order status https://fusion.tech/us/docs/transactions/create-policy/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/transactions/create-policy/ Create Policies Fusion supports creation of complex policies to govern transactions based on various factors like velocity, volume, time and balance. Creating transaction policies involves the following steps: Create transaction category Create transaction policy Get transaction policy Replace transaction policy Update transaction policy state Create transaction category Transactions on which policies are applied must be grouped before the actual policy is created and mapped. https://fusion.tech/us/docs/getting-started/engagement-plan/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/getting-started/engagement-plan/ Engagement Plan Application and Account Holder Published on 24th March, 2021 This article guides on Fusion’s engagement activities and strategies outlining the process involved in integrating Fusion APIs. Fintech uses the Fusion APIs to launch and manage their modern banking system. Zeta on-behalf of fintech takes care of issuing cards, authorizing transactions, and communicating with payment settlement entities. Fusion partnered issuing banks offer a co-branded prepaid account proposition for fintech and neo-banking companies. https://fusion.tech/us/docs/payments/funds-transfer/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/payments/funds-transfer/ Fund Transfers Familiarize yourself with payment types and beneficiary fund transfers in the payment ecosystem. In this article, you learn about: Payment types Beneficiaries Beneficiary transfers Card payment Payment types Fusion provides the following types of payment to a Real Account Holder: Card payment Beneficiary transfer https://fusion.tech/us/docs/account/funding-account/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/account/funding-account/ Fund Accounts In this section we will understand how fund flow works for Pre Paid Instrument (PPI) accounts. The fintech transfers funds from its current account to the Fintech’s current account of the sponsor IFI (eg RBL, IDFC) Zeta Ops verifies the fund transfer and increases the limit of the Fintech Funding A/c Account holder adds money to his PPI account Fintech Triggers an A2A transfer API to debit the VBO Funding account and credit the account holder’s account Depending upon the sponsor bank for the PPI program, the fund flow may have variations. https://fusion.tech/us/docs/glossary/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/glossary/ Glossary This page serves as a brief glossary of commonly used terms throughout Fusion documentation. They are covered in much more detail in Resource Types. Term Description Account An Account corresponds to one single liability or asset ledger and represents one integral value in a specified currency (balance). Account Holder Account holder is a real/legal customer to Fusion. Drawing from the real world analogy, account holder could be an actual person who holds an account at a bank or could be a legal entity like a corporate, merchant, so on. https://fusion.tech/us/docs/account-holder/KYC/idfc-kyc/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/account-holder/KYC/idfc-kyc/ KYC Methods: IDFC Bank We have partnered with the IDFC Bank to provide the KYC services to the fintechs. The IDFC Bank enables the fintech to complete the KYC of the account holder using either of the following methods- Minimal KYC Aadhaar OTP KYC Minimal KYC Step 1: Details’ verification In minimal KYC, the fintech shall verify the contact number, generally done via one-time passwords(OTP), and the identification proof, i. https://fusion.tech/us/docs/sdks/about-iOS-cards-sdk/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/sdks/about-iOS-cards-sdk/ About iOS Card SDK Cards SDK comes packed with a rich feature set to solve for different card use cases. With Cards SDK, fintech organisations can avoid the burden of spending several months on being compliant for card issuance, lifecycle management & operations which serve as a bottleneck. Now, you can focus on innovating your products with out-of-the-box security provided by SDK & launch financial products in a remarkable time frame. https://fusion.tech/us/docs/sdks/ios-cards-sdk/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/sdks/ios-cards-sdk/ iOS Card SDK Fusion APIs that deal with retrieval of Card information require the organization to be PCI DSS compliant. To avoid the burden of PCI compliance, Fusion introduces Card SDKs. By integrating these Card SDKs, the organizations can fetch sensitive Card details like PAN, Card CVV, and more. In this article, SDK integration is documented in both Swift and Objective C languages. Before you begin Take care of the following prerequisites before you begin with SDK setup: https://fusion.tech/us/docs/sdks/about-jwt-token-generation/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/sdks/about-jwt-token-generation/ JWT Token Generation Apollo SDKs need to be authenticated to provide access to the SDK to a designated user on the tenant app. This is achieved by passing a signed JWT token to the SDK. The private key used to sign the token is owned by the tenant. The corresponding public key is then used by Zeta’s backend to verify the token. Generation of the tenantAuthToken should be done server-side as it involves signing the data with a private key. https://fusion.tech/us/docs/getting-started/key-concepts/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/getting-started/key-concepts/ Key Concepts Product Family Management A product family is a set of business rules that defines the regulatory policies and compliances that should be adhered to while issuing credit accounts. A product family can have multiple other policies as well to govern the functionality. Some of these policies could be overridden by the issuer to create any new offering. Product Management A product is a set of business rules that define the following for every offering within a product family: https://fusion.tech/us/docs/account-holder/KYC/kyc-basics/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/account-holder/KYC/kyc-basics/ Know Your Customer Basics KYC Basics Published on 24th March, 2021 Know your customer (KYC) is a procedure laid down by the regulatory authorities of the respective country for the financial institutions to establish customer identity before entering into an arrangement with them to safeguard against any risk, fraud or threat. In the case of India, the regulatory authority is the Reserve Bank of India and all Indian financial institutions (regulated entities) shall comply with the RBI guidelines. https://fusion.tech/us/docs/account/manage-account/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/account/manage-account/ Manage Accounts You can manage and retrieve Accounts or subsets of an Account like Resources, Account Product and Payment Product using the Bundle APIs. Get Accounts Call /bundles/bundleID endpoint to retrieve all the existing Accounts available for a bundle. The response returns an array of all available Bundles with a unique identifier, id , for each Bundle. Each of these Bundles contain the Account details within them. https://fusion.tech/us/docs/account-holder/manage-application-and-account-holder/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/account-holder/manage-application-and-account-holder/ Manage Application and Account Holder Once an application is approved by the IFI, the fusion system creates an account holder. This article walks through the different ways a fintech can manage an application and account holder using Fusion APIs. Duplicate Application Irrespective of the number of fintechs the customer is signing up with, as per the regulations, there will be only one account holder entity with the respective IFI. https://fusion.tech/us/docs/cards/manage-cards/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/cards/manage-cards/ Manage Cards Fusion provides APIs to manage various attributes of a card. In this article you learn about: Resetting PIN Replacing card Deactivating card Activating card Deleting card Before you begin Before you explore Fusion’s card management APIs, we recommend that you familiarize yourself with various card related concepts mentioned in Card orders. https://fusion.tech/us/docs/passport/passport/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/passport/passport/ Passport Passport is the netbanking portal that addresses the day-to-day banking needs of all account holders on Fusion. Passport can be customised as per the branding guidelines of the fintech. It is a web application, for account holders to check out all of their cards and accounts on Fusion in one interface. Passport is also responsive i.e it is optimised for mobile browser. It simplifies the following banking tasks for account holders: https://fusion.tech/us/docs/payments/payments-lifecycle/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/payments/payments-lifecycle/ Payment Lifecycle In most real-life cases, a payment request is triggered by a Push payment—when payer uses their card at merchant’s e-commerce site or POS terminal. Various parties like acquirer, issuer, and card network communicate with each other to process the request. The request moves to different stages as a result of this processing. Fusion uses states to track the progress of the request. A typical payment lifecycle consists of the following stages and associated states: https://fusion.tech/us/docs/getting-started/policy-management/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/getting-started/policy-management/ Policy Management A policy defines the permissible behavior of an account in every financial and non-financial transaction. It is a mechanism to define the following: Permissible account holders Permissible transactions Acceptable velocity and volume of such transactions It can also help monitor or control the balances. The policy provides a way to deny transactions or notify of any deviations. A policy also encompasses the rules to define the fees and charges applicable for various transactions. https://fusion.tech/us/docs/account-holder/KYC/rbl-kyc/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/account-holder/KYC/rbl-kyc/ KYC Methods: RBL Bank RBL KYC Published on 24th March, 2021 We have partnered with the RBL Bank (formerly, Ratnakar Bank) to provide the services to the fintechs. The RBL Bank enables the fintechs to complete the KYC of the account holder using either of the following methods- Minimal KYC Aadhaar XML KYC Aadhaar biometric KYC Details to verify Minimal KYC Aadhaar XML KYC Aadhaar Biometric KYC Contact number Y Y Y Officially Valid Document Y Only Aadhaar Only Aadhaar Biometric (fingerprint/IRIS scan) N N Y Minimal KYC Step 1: Details’ verification In minimal KYC, the fintech shall verify the contact number, generally done via one-time passwords(OTP), and the identification proof, i. https://fusion.tech/us/docs/sdks/about-react-native-cards-sdk/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/sdks/about-react-native-cards-sdk/ About React Native Card SDK Cards SDK comes packed with a rich feature set to solve for different card use cases. With Cards SDK, fintech organisations can avoid the burden of spending several months on being compliant for card issuance, lifecycle management & operations which serve as a bottleneck. Now, you can focus on innovating your products with out-of-the-box security provided by SDK & launch financial products in a remarkable time frame. https://fusion.tech/us/docs/sdks/setup-sdk-react-native/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/sdks/setup-sdk-react-native/ React Native SDK Setup Android SDK Setup Published on 26th Aug, 2021 -- Integrating the SDK in your mobile application Follow the steps below to successfully integrate the SDK. Step 1 Create an .npmrc file in the project repository to access the rn-cards-sdk. Copy the following content to the .npmrc file created Sample Code Switch Theme Expand More Copy 1 @zeta-apollo:registry=https://npm-repo. https://fusion.tech/us/docs/sdks/sdk-authentication/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/sdks/sdk-authentication/ SDK Authentication SDK authentication involves the generation of authentication token on both Android and iOS platforms. The token generation process involves generating and configuring the key-pair. The private key of the key-pair is responsible for signing the authentication token. About Maven repository In general, a Maven repository holds build artifacts and dependencies of varying types. The maven repositories are of two types such as local and remote. https://fusion.tech/us/docs/sdks/sdk-quickbook/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/sdks/sdk-quickbook/ SDK Quickstart Fusion provides APIs to perform various card-related operations like issuance, personalization, orders, and more. Fusion APIs comply with the Payment Card Industry Data Security Standard (PCI DSS), security protocols to ensure a secure payment ecosystem for organizations that store or process card information. Fusion Card SDKs enable you to fetch sensitive card data using without being certified as PCI-compliant. You can integrate the SDK on both Android and iOS applications. https://fusion.tech/us/docs/sclms/sclms/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/sclms/sclms/ Simple Credit Line Management System Terminology The following table contains Simple Credit Line Management System(SCLMS) related terminologies used in the article: Term Description Credit Limit The credit facility extended to the account of a user. For example, if an account has been assigned a credit limit of USD 1,000, the account can spend up to USD 1,000 over and above the PPI account balance. https://fusion.tech/us/docs/getting-started/transaction-management/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/getting-started/transaction-management/ Transaction Management Supported Transactions Issuers can specify what type of transaction can be posted on the account. Each type of transaction is represented by a voucher code. Following are the voucher codes that are currently supported by Fusion Credit: Purchase Cash advance Interest accrual Interest liquidation Annual fee Late payment fee Cash advance fee Miscellaneous fee Dispute Dispute resolve Charge off https://fusion.tech/us/docs/payments/transfer-codes/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/payments/transfer-codes/ Transfer Codes Once live with Fusion APIs, fintechs and their users (account holders) can perform different types of transactions. These transactions can be using different payment instruments (e.g. cards, UPI etc), can be over different transaction channels (e.g. POS, ATM, eComm etc.) and may affect different types of account from an accounting standpoint (e.g. funding account, account holder’s PPI account etc.) We need to be able to classify different types of transactions for accounting, reconciliation, regulatory reporting, management reporting, and business analytics. https://fusion.tech/us/docs/bundle/type-of-bundles/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/bundle/type-of-bundles/ Type of Bundles In this article, you learn about: Standard Bundles Custom Bundles Standard Bundles As a part of Fusion Suite, there are some standard pre-defined Bundles that can be used to offer Liability Account Products along with Physical or Virual Cards. You may wish to have some custom needs that are not part of pre-configured features. https://fusion.tech/us/docs/account/virtual-accounts/ Mon, 01 Jan 0001 00:00:00 +0000 https://fusion.tech/us/docs/account/virtual-accounts/ Virtual Accounts Fusion currently offers PPI accounts to fintech’s real account holders (RAHs). Earlier, the only way to fund these PPI accounts was account to account (A2A) transfers. Fusion now facilitates inward transfers using virtual account numbers for RBL. Virtual accounts are non-physical accounts. Virtual account numbers (VANs) are linked to real accounts. So any transfer to a VAN is essentially a transfer to an associated physical account.